Luxury Residences in Puerto Cancun | Thompson Private Residences

The Complete Guide for Foreign Buyers: How to Purchase Luxury Real Estate in Puerto Cancún

Why International Buyers Are Choosing Puerto Cancún

Over the past decade, Puerto Cancún has emerged as the top destination for international luxury property buyers in Mexico. The combination of Caribbean climate, world-class infrastructure, USD-denominated pricing dynamics, proximity to major US and Canadian airports, and strong long-term appreciation has created a compelling case for buyers looking beyond their domestic markets.

For North American buyers specifically, Puerto Cancún offers a lifestyle comparable to Miami or coastal Florida — at a significantly more favorable entry price point, with a growing luxury services ecosystem that is maturing rapidly.

Can Foreigners Buy Property in Mexico?

Yes — and the process is more straightforward than many buyers assume. Mexico’s legal framework provides two primary structures for foreign nationals purchasing property in the country’s coastal zones (within 50km of the coast or 100km of international borders):

Fideicomiso (Bank Trust): The most common structure for foreign buyers. A Mexican bank holds the title of the property in trust on behalf of the foreign buyer, who retains all rights of ownership — use, sale, inheritance, and rental. The trust is renewable every 50 years and is recognized by all major financial institutions.

Mexican Corporation: For buyers purchasing primarily for investment or business purposes, a Mexican corporation (S.A. de C.V. or S.A.P.I.) can hold property directly. This structure offers certain tax and operational advantages depending on the buyer’s objectives.

At Thompson Private Residences, the sales team works closely with recommended legal advisors to guide international buyers through the acquisition process, ensuring a secure and fully compliant transaction.

Understanding the Pricing Structure

Prices at Thompson Private Residences are published in USD, providing price transparency and stability for North American buyers. The currency dynamic is favorable: as the Mexican peso fluctuates, USD-denominated assets in Mexico have historically retained strong value relative to dollar-based portfolios.

Residences are currently priced at construction-phase entry levels. As the project progresses toward its Q4 2027 delivery, pricing will be adjusted to reflect building progress and market conditions. Buyers who secure their residences during this phase benefit from the most favorable pricing available.

Financing Options

Several Mexican banks and international financial institutions offer mortgage financing for foreign buyers of property in Mexico. Down payment requirements and terms vary by institution and buyer profile. For buyers with strong USD assets, developer-structured payment plans — which spread payments across the construction timeline — represent an efficient alternative to traditional mortgage financing.

Tax Considerations

Mexico imposes an acquisition tax (ISAI) on real estate purchases, typically ranging from 2–4% depending on the state. Annual property taxes in Quintana Roo are generally low by international standards. Rental income from Mexican property is taxable in Mexico, and buyers should also consult with tax advisors in their home country regarding foreign asset reporting obligations.

The Thompson Private Residences Advantage for Foreign Buyers

Beyond the legal and financial framework, Thompson Private Residences offers foreign buyers something equally important: institutional credibility. The project’s association with the Hyatt global family means buyers are supported by a development team with international experience, transparent communication, and accountability structures typical of global institutional developers — not a common feature in Mexico’s luxury development landscape.

The purely residential model also eliminates one of the most common concerns of foreign buyers: operational complexity. There is no rental management to coordinate, no hotel operations to navigate. You own a residence in one of Mexico’s finest communities. That is the entirety of the proposition.

Your First Step

The acquisition process begins with a private consultation at our showroom, where our bilingual sales team can walk you through available residences, the legal acquisition process, payment structures, and the full vision of the Thompson community. A visit to Puerto Cancún — and to our location within it — will make the decision considerably clearer.